Early Retirement Factors 


A person entitled to, but not yet in receipt of, compensation from the Pension Protection Fund may be entitled to early payment (i.e. earlier than normal pension age/normal benefit age) of compensation.

The circumstances in which early payment is possible are set out in Regulation 2 of the Pension Protection Fund (Compensation) Regulations 2005.

For all PPF compensation determinations in respect of an early retirement with an effective date on or after 1 August 2011 the amount of periodic compensation (i.e. pension) payable early is calculated according to the table in the link below:

Early Retirement Factors from 1 August 2011 - Periodic Compensation

The amount of lump sum compensation payable early (in circumstances where lump sum is a separate entitlement from pension under the scheme, rather than derived by commuting pension) is calculated according to the table in the link below:

Early Retirement Factors from 1 August 2011 - Lump Sum

The early retirement factor is applied to the compensation before the compensation cap is applied.

 

Until 1 August 2011, please use the following tables:

Early Retirement Factors from 6 April 2010 - Periodic Compensation

Early Retirement Factors from 6 April 2010 - Lump Sum

 

 

The early retirement factors will be reviewed from time to time and may be changed without notice.

Factors available for previous periods are also available.